What we build
A private-bank-grade onboarding stack — wired into your core.
Every capability is a production component — not a proof-of-concept — documented for your compliance committee and monitored continuously.
Document AI · passports, deeds, declarations
OCR and structured extraction on passports, proof of address, source-of-wealth memos, trust deeds, shareholder registers, and authorised-signatory lists — confidence scored, gaps routed to humans.
PEP, sanctions, adverse-media screening
World-Check, Dow Jones Risk, OFAC, EU consolidated, and local-market watchlists screened in parallel. False-positive scoring cuts the review queue; true matches routed with evidence attached.
Suitability + risk-profile assessment
Structured K&E and risk-profile questionnaire mapped to MAS / SFC suitability categories. Eligible strategies matched against the profile, overrides audited, re-profiling scheduled per cadence.
FATCA, CRS, and cross-border consent
Self-certifications captured, W-8BEN / W-9 filed, CRS residency declared per jurisdiction, and purpose-limitation clauses versioned per booking centre — IDN, SG, HK, CH, and onwards.
Multi-signatory e-sign orchestration
Adobe Sign and DocuSign flows for settlor, trustee, beneficiary, RM, and compliance-committee signatures. Layered approvals sequenced, evidence sealed into the onboarding audit chain.
Re-papering + periodic review automation
Change-triggered and cadence-driven re-KYC — tax-status changes, new jurisdictions, shareholder shifts. Evidence refreshed, consents renewed, and regulator-ready exports produced.
Who we onboard
One engine, every wealth motion.
Same document AI, screening pipeline, and suitability engine — tuned per institution and booking centre. Shared core, jurisdictional variants, and layered approvals that match your policy, not a vendor template.
Private banks
Tier 1 and boutique private banks booking HNW and UHNW clients across SG, HK, and CH. Full CDD and EDD, layered approvals, and straight-through booking for clean cases.
External asset managers (EAMs)
Independent EAMs booking clients onto partner-custodian platforms. Multi-custodian onboarding flows, mandate letters, and delegation-of-authority sign-offs orchestrated.
Family offices · single + multi
Second- and third-generation wealth with complex UBO chains. Entity mapping across trusts, holdcos, and foundations; periodic review scheduled per branch of the family.
SFC Type 9 firms
Hong Kong discretionary asset managers licensed under SFC Type 9. Client onboarding aligned to the SFC Code of Conduct and HKMA supervisory expectations for suitability.
Corporate trusts + foundations
Trustee-entity onboarding with trust-deed parsing, settlor and beneficiary verification, and multi-jurisdiction filing across Labuan, Jersey, Guernsey, and Singapore.
Multi-booking-centre institutions
Clients booked across SG, HK, CH, and LBN — jurisdictional policy variants applied automatically, with cross-border consent and CRS residency captured per centre.
Model families we deploy
No single model covers every onboarding. So we compose.
Document extraction, screening, suitability, and routing each have their own model family — composed into one pipeline with versioning and explainability at every hop.
Multi-lingual document CNN with layout awareness — passports, proof of address, statements, trust deeds, and authorised-signatory lists. Confidence-scored fields route to exceptions.
Name-match, transliteration, and relationship-graph scoring across World-Check, Dow Jones, and local lists. False-positive suppression based on historical reviewer decisions.
Hybrid rules + ML model that maps K&E, risk-profile, horizon, and liquidity into MAS / SFC suitability categories and ranks eligible strategies for the RM to propose.
Agent that triages screening hits, composes the evidence dossier, and routes complex cases to the MLRO — with structured reasoning and full source citations per decision.
Data sources wired into every onboarding
Every signal that clears the booking — integrated.
Pulled in parallel, normalised into a single client-record schema, sealed into the onboarding audit chain alongside the policy version that cleared it.
Explainability, not just decisions
Every onboarding carries its reasoning. For the MLRO. For the client.
Every screening hit, suitability band, and routing decision is accompanied by source citations, match-evidence bundles, and plain-language client-facing explanations — generated at decision time, indexed for audit, and localised to the booking centre.
- Match evidence attached to every screening hit
- Reviewer rationale captured on every override
- Client-facing explanations in local language
- Regulator-ready onboarding evidence pack
Frameworks we align to
Why Axccelerate for onboarding
Not a KYC vendor.
An onboarding stack.
A KYC vendor gives you screening. Our stack gives you screening, document AI, suitability, multi-sig e-sign, and the audit chain a private bank actually needs.
Pricing
Priced to the booking footprint, not the client count.
Onboarding deployments are custom — we scope against your booking centres, CRM, and compliance policy before quoting.
Glossary
The vocabulary behind every onboarding.
A quick reference for the acronyms that show up in wealth onboarding — the terms your compliance team, regulator, and onboarding documentation will all use.
- CDD
- Customer Due Diligence
The standard set of identity, risk, and suitability checks performed on every client at onboarding — covering ID verification, source of funds, beneficial ownership, and ongoing monitoring setup.
- EDD
- Enhanced Due Diligence
The heightened level of scrutiny triggered for higher-risk cases — PEPs, complex ownership, high-risk jurisdictions, or adverse-media matches — requiring MLRO sign-off and deeper evidence.
- PEP
- Politically Exposed Person
Applicants or close associates whose public role triggers heightened AML screening and EDD under FATF guidance. Private banks typically maintain separate PEP policies per booking centre.
- SoW
- Source of Wealth
The origin of the client's overall net worth — business proceeds, inheritance, professional income, investment returns — documented with corroborating evidence before account opening.
- SoF
- Source of Funds
The origin of the specific funds being deposited — distinct from SoW. SoF checks are performed at deposit time as well as onboarding for larger or unusual transfers.
- Sanctions list
- Regulatory sanctions register
Names and entities subject to asset freezes, trade embargoes, or transaction restrictions issued by OFAC, EU, UK, UN, and local regulators. Screened on every onboarding.
- World-Check
- Refinitiv World-Check
The leading commercial risk-intelligence database aggregating PEPs, sanctions, adverse media, and heightened-risk entities. Most private banks screen against it at onboarding and continuously.
- Suitability profile
- Suitability classification
A structured assessment of the client's investment objectives, risk tolerance, knowledge, experience, and horizon — mapped to regulatory suitability categories to constrain eligible products.
- Risk profile
- Investment risk appetite
The client's stated and inferred tolerance for investment risk — typically a 1-7 band running from conservative to aggressive, revisited on material change or on a defined cadence.
- FATCA
- Foreign Account Tax Compliance Act
US legislation requiring foreign financial institutions to report on US-person account holders. Self-certifications (W-8BEN / W-9) captured at onboarding and refreshed on status change.
- CRS
- Common Reporting Standard
The OECD standard for automatic exchange of financial-account information between tax authorities. Residency self-certifications captured at onboarding and filed per jurisdiction.
- Adverse media
- Negative news screening
Searches across global news and online sources for negative information linked to the client — fraud, litigation, reputational issues — reviewed alongside watchlist matches.
- Onboarding SLA
- Time-to-book service level
The committed time from intake to booked account. Healthy private-bank SLAs run 3-5 business days for standard cases and 10-15 days for complex trusts or EDD cases.
- Re-papering
- Periodic re-verification
The scheduled or event-triggered refresh of KYC, suitability, and consent records — typically every 1-5 years depending on risk band, jurisdiction, and product holdings.
Your onboarding chain, engineered.
30-minute scoping with a senior engineer and a wealth-operations specialist. You'll leave with an integration sketch, policy map, and realistic timeline — not a sales pitch.